Violent attack specialty insurance
Violent Attack Coverage
Current policies leave gaping holes. We fill them with broad coverage and competitive rates.
With violent attacks and active shooting on the rise, catastrophe can hit any business or organization. And the resulting financial damage can be almost impossible to recover from without good coverage.
Risks we write
Your client’s business attracts a crowd?
Violent attack coverage can save them from economic ruin.
Every public venue has concerns about security, and standard policies leave gaping holes.
Get liability, property, loss of income and damage to reputation covered — so when catastrophe happens, your client can recover quickly.
Houses of worship
Cinemas & movie theaters
Strip malls & shopping venues
Restaurants, bars & eateries
Nursing facilities & LTC
Hotels
Medical centers
Indoor entertainment centers
Enhancements we include
Public space isn’t safe anymore.
When vicious attacks happen, we carry the financial consequences instead of you.
We’ll help you reduce the risk of attack with security & logistical safety management. Our crisis management helps you deal with the aftermath of a violent attack.
With our rich protection, if something happens you have a proven way to bounce back swiftly.
Liability coverage
- $5 million dedicated liability coverage limit
- Broad definition of violent attack
Includes: Any weapon, any motive, in or around premises - Comprehensive victim compensation
Includes: bodily injury, death, disablement, rehab, psychological counseling, victim monetary loss and more - Legal defense costs & settlements
Property coverage
$500k property coverage limit includes:
- All physical damage
- Business interruption & income loss
- Loss of Attraction
directly from incident in vicinity - Crisis management expenses
- Additional management expenses
Includes PR consultancy, legal advice, temporary security - Post-event cleanup
What our clients say
“One of the things that stand out is the quick quote turnaround time and very responsive communication”
“One of the things that stand out is the quick quote turnaround time and very responsive communication.”
We have been doing business with AIU for the past two years and find their TEAM to be very knowledgeable as they always strive hard to provide us with solutions for our clients. The product that we utilize most is the Violent Attack Liability program for bars/restaurants and entertainment venues. One of the things that stands out most about AIU is the quick quote turnaround time and very responsive communication. This program has helped and continues to help us bind a lot of accounts.
Pike Barber
CEO, Hospitality Insurance Agency
Deals we’ve won
Featured hospitality policies recently written
$16M Community Church
Large Church in Fort Worth, TX
$5M Liability Limit
Crisis Management Coverage
Legal Defense Cost
Food, Drink, & Arcade establishment in Seattle, WA valued at over $2MM.
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$5M Liability Limit
$500k Property Damage
Business Interruption
Hotel in Mobile, AL, valued at $5.3MM
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Multi-family units
$5M Liability Limit
Loss of Attraction Coverage
Loss of Income Coverage
How we compare
AIU vs. standard policies
Coverage Highlights:
Property Coverage
AIU Coverage:
Standard Coverage:
| Liability limit | $5M limit | $1M limit |
| Definition of violent attack | Broad | Limited to use of firearm depending on form |
| Pricing | Discounted pricing | Higher cost depending on carrier |
| Property coverage included | Yes | Excluded |
| Loss of attraction included | Yes | Depending on form |
| Crisis management | Yes | Depending on form |
Where we serve
Reducing risk & preventing loss across all 50 states
- Eligible
- Ineligible
Will we insure your risk?
In under 5 minutes, you’ll get an answer and an indication
