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Amalgamated Insurance Underwriters

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    • About AIU
    • Team
  • Products
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  • Risk management
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Healthcare specialty insurance

Healthcare facilities

When a property doesn’t fit in the standard market, we can cover it.

Built pre-2000. Frame or JM exterior. Non-sprinklered. Or other risks that may be hard to place.

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Enhancements we include

We don’t only have a broader risk appetite.
Enhanced coverage included on every policy!


We’ll help you manage property risk efficiently to prevent loss and reduce claims.

But when things happen, AIU will be there to provide superior coverage.

  • $500 million blanket limit
    Per occurrence
  • No co-insurance
  • $10 million Flood sublimit
    in Non-critical Flood Zones
  • $25 million Earthquake sublimit
  • Sprinkler leakage (EQSL)
  • Sewer & drain backup
  • Violent attack property
  • Ordinance or Law
  • Optional equipment breakdown
  • Optional terrorism coverage
  • Resident Relocation Expense included

*Minimum TIV $5M

Risks we write


Healthcare facilities
Assisted Living
Skilled Care facilities
Rehab centers

*Minimum TIV $5M

  • Eligible
  • Eligible in certain areas, check with underwriting
  • Ineligible

Deals we’ve won

Featured healthcare policies recently written

$51,706,741 of TIV


 

Portfolio of 6 nursing homes across multiple states.

Healthcare Facilities

6 locations.
Built in 1963-1996, frame & JM exterior

Bonus coverage:

$250k Resident Relocation Coverage

$44,332,890 of TIV in Prescott, AZ


Large senior living and assisted living institution.

Healthcare Facilities

2 locations.
Built in 1990-2011, frame exterior

Bonus coverage:

High TIV with Full Replacement Cost

$31,260,233 of TIV in Bella Vista, AR


Nursing home that aged out of standard market options.

Healthcare Facilities

1 location.
Built in 1983, frame exterior

Bonus coverage:

Opted in for Equipment Breakdown Coverage

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See coverage & policy specs

How we compare

AIU vs. standard healthcare policies

Download comparison →
Coverage Highlights:
Property Coverage
AIU Coverage:
Standard Coverage:
PropertyBlanket coverage, full replacement cost. No margin clause.Actual Cash Value or Replacement Cost up to specified limit depending on form
Coinsurance RequirementNo coinsurance80%, 90%, or 100% depending on form
Extended Period of Indemnity180 Days30 Days
Flood/Earthquake coverageIncluded in most areasExcluded
Fire Fighting Materials or Expenses$100,000$1,000
Off Premises Services Interruption$100,000Excluded
Water Damage (Back Up of Sewers or Drains)$100,000Excluded
Ordinance or law coverageRich coverage limits for A, B, and C are included Limited Coverage

Will we insure your risk?

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Products

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Contact us

One Paragon Drive
Suite 200
Montvale, NJ 07645

Phone (800) 613-2600
Email [email protected]

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